Small Business Development Trainer

Position Overview:

We are seeking a skilled and motivated Credit Counselor to join our team as a Small Business Development Trainer. The Credit Counselor for Small Business Development Trainer will play a pivotal role in providing expert guidance and education to entrepreneurs and small business owners seeking to enhance their financial management skills and access credit opportunities. This position requires a deep understanding of credit analysis, financial planning, and small business financing options. The successful candidate will design and deliver workshops, provide one-on-one counseling, and empower small business owners to make informed financial decisions that support the growth and success of their enterprises.

Responsibilities:

Workshop Design and Delivery: Develop engaging and informative workshops on credit management, financial planning, and small business financing for entrepreneurs and small business owners.

Individual Counseling: Provide personalized credit counseling sessions to small business owners, analyzing their financial health and recommending strategies to improve creditworthiness.
Credit Analysis: Evaluate credit reports, credit scores, and financial statements of small business owners to identify areas for improvement and credit access opportunities.
Financial Literacy Education: Educate small business owners on financial literacy topics, including cash flow management, budgeting, and credit utilization for business growth.
Financing Options: Explain various small business financing options, including loans, lines of credit, and alternative funding sources, tailored to individual business needs.
Business Plan Review: Review and provide feedback on small business plans, financial projections, and loan applications to optimize creditworthiness.

Resource Coordination: Connect small business owners with relevant financial institutions, micro-lenders, and business support organizations to facilitate credit access.
Compliance and Documentation: Ensure compliance with program guidelines and maintain accurate and up-to-date client records and documentation.
Ongoing Support: Offer ongoing support and follow-up with small business owners to monitor their financial progress and address any additional questions or concerns.
Market Research: Stay abreast of small business financing trends, market conditions, and industry developments to enhance training content.

Qualifications and Requirements:

Bachelor's degree in Finance, Business, Economics, or a related field. A Master's degree or relevant certifications in credit counseling or small business development are advantageous.
Proven experience as a Credit Counselor or Small Business Development Consultant, with a focus on supporting small business owners in credit and financial management.
Strong knowledge of credit analysis, financial planning, and small business financing options.
Excellent presentation and communication skills to effectively deliver workshops and counseling sessions.
Empathy, patience, and the ability to understand and address the unique challenges faced by small business owners.

Familiarity with small business lending practices, SBA loan programs, and alternative funding sources.
Proficiency in financial software and tools, including credit analysis software and business financial management applications.
Demonstrated ability to work independently and collaboratively as part of a team.
Passion for financial e